NMNotaryMath

Texas · checked 2026-09-29

How to become a notary in Texas, and whether it pays

It costs about $141 to get commissioned in Texas. You can charge up to $10 per acknowledgment or oath, for a 4-year commission. Verdict: Worth a look

What it costs to start

ItemCostSource
State filing feestate$21Texas SOS notary training FAQ
$10,000 surety bond, 4-year premiumest$50Texas SOS notary training FAQ
Required SOS course and 20-question assessmentstate$20Texas SB 693 exam guide (OpenExamPrep)
Stamp and journalest$50Typical retail price
Total$141

Maximum fee per act: $10 per acknowledgment or oath (Texas SOS notary fee schedule).

Loan signing note: HELOC and wrap-around mortgages must close at a lender, attorney or title company office, so mobile signing agents lose that work.

What changed recently

  • Since January 1, 2026, new applicants and renewing notaries must pass the Secretary of State's online course and assessment (SB 693). Notaries commissioned before September 1, 2025 are exempt until renewal.
  • The course and assessment are only offered through the Secretary of State's portal. Private courses do not count.

Run your own numbers for Texas

Your state
Path
Capped at your state's maximum fee per act
Most states allow a travel fee agreed in advance. Check your state's rules.
New part-timers often do 0 to 5 while building contacts
Whatever you actually expect to be paid
Free guides exist. Paid courses run about $150 to $500.

Startup cost

A typical month

Mileage at $0.70 a mile (2025 IRS rate). Printing about $8 per loan package. Time: 45 minutes per mobile act, 15 per walk-in act, 2.5 hours per loan signing including printing, driving and scanning back. Take-home is before self-employment tax. Items tagged "est" are typical prices; tagged "state" come from the state's own page.

Quick answers

How much does it cost to become a notary in Texas?

About $141 for the required fees, exam, bond and basic supplies, as of 2026-09-29. Loan signing work adds roughly $460 to $960 more for insurance, a background check, a printer and optional training.

How much can a notary charge in Texas?

Up to $10 per acknowledgment or oath. Travel fees are separate and must be agreed in advance where allowed.

How long is a Texas notary commission?

4 years.

Something wrong or out of date? Rules change often. Email hello@notarymath.com and we'll recheck against the state's page within a week.